Welcome to Power Credit Union!
On March 7, 2026, we will be completing our system portion of the Mountain River Credit Union merger. This will streamline operations between all Power Credit Union locations. Following this date, members will be able to conduct transactions at any Power Credit Union branch, including Salida, Alamosa, and Buena Vista, without using Shared Branching.
Important Disclosures
Beginning March 7, 2026, your accounts will be governed by new Terms and Conditions, as well as a new Privacy Notice and Fee Schedule.
All disclosures are available in printed form upon request or can be printed directly from the Power Credit Union website. The links for these documents can be located at the bottom of the website’s home page. Visit www.powercu.org to access the following disclosures:
Printed copies are available upon request by contacting Power Credit Union at 719-564-0710 or visiting any location.
By maintaining your account or conducting transactions on or after March 7, 2026, you acknowledge and agree to the Power Credit Union Terms and Conditions, Privacy Policy, and Fee Schedule.
Branches
Due to the system conversion, all branches will be closing at 3:00 pm on Friday, March 6, 2026. We will reopen for business on Monday, March 9, 2026, with normal business hours.
New Account Number
Effective Saturday, March 7, 2026, your account number will change. The number 8 plus the number of 0’s needed to bring the account number to eight digits will be added as a prefix to your existing account number.
Account number examples:
Existing Account # 1234 New Account # 80001234
Existing Account # 12345 New Account # 80012345
Existing Account # 123456 New Account # 80123456
Any direct deposits, automated, and other scheduled payments/deposits will continue processing without interruption.
Your current debit card and checks will remain fully functional, and all checks will clear as usual.
New Routing Number
Effective Saturday, March 7, 2026, your new routing number is 307077202.
Please begin using your new account number along with this routing number.
You WILL NOT have to change your direct deposits, automatic payments, checks, and bill payments. We will link your current account structure to your new account for seamless transaction posting.
Debit/Credit Cards
You can continue to use your Mountain River Credit Union issued debit and/or credit card. Balance inquiries and account balances will be unavailable from Friday, March 6, 2026, at 5:00 pm until Monday, March 9, 2026. Spending and ATM limits will be reduced during this timeframe.
Online Banking
Online Banking will not be available after 5:00 pm on Friday, March 6, 2026, until the system merger is completed. All members will be able to access online banking by visiting www.powercu.org.
You will need to re-enroll in online banking. Please follow these steps:
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Visit “www.powercu.org”
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Click on “Login” at the top right corner.
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Click “First Time User.”
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Enter the necessary information – “new account number” and “social security number.”
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Select the preferred delivery method (if applicable) for your activation code
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Enter the code within 24 hours to proceed with your new online banking set-up
For questions, call us at 719-564-0710 or visit www.powercu.org and click on “Live Chat”.
Mobile Banking Enrollment
You will need to download the Power Credit Union app.
Visit the Apple App Store or Google Play Store and download the Power Credit Union app. If you have not re-enrolled in Online Banking, you will need to click “First Time User” and follow the steps above.
If you have already re-enrolled in online banking using your 8-digit account number, you will use those credentials for the Mobile App.
For questions, call us at 719-564-0710 or visit www.powercu.org and click on “Live Chat”.
When depositing checks, please endorse the check with “Power Credit Union for mobile deposit only” and your new account number and signature.
Bill Payment
You will not need to make any changes, add payees, or re-enroll in bill payment. This information will automatically be transferred to your new online banking account.
E-Statements
You will not need to make any changes or re-enroll in E-Statements.
This set-up will automatically be transferred to your new online banking account.
Account Statements and Transaction History
Mountain River Credit Union account history for the last 12 months will be available through estatements in online banking. To access this information, you must enroll in Power Credit Union online banking and opt-in to enroll in estatements.
For older account history, contact us at 719-564-0710 or visit your local branch.
Account-to-Account Transfers (A2A transfers)
You will not need to re-enroll in A2A transfers. This information will automatically be transferred to your new online banking account.
Loan Payments
Beginning on Monday, March 9, 2026, loan payments can be made using the payment center. Visit www.powercu.org, click on the “Lending & Credit” tab, and select “Payment Center”. Payments can also be made by visiting any branch or mailing your payments to:
Power Credit Union
1615 E Evans Ave
Pueblo, CO 81004
Shared Branching
Shared branching will not be available beginning Friday, March 6, 2026, at 5:00 pm. It will be available Monday, March 9, 2026.
Beginning, Monday, March 9, 2026, please use the credit union name of Power Credit Union for shared branch transactions. You will also need to use your new 8-digit account number. You will no longer be required to use Shared Branching when transacting at other Power Credit Union branches.
Merger Frequently Asked Q&A’s
Why is the merger occurring? +
This merger strengthens both of our credit unions, which benefits our employees, our members and the communities we serve. Partnering with another established credit union will provide us with the resources to remain competitive and deliver much more to all our members – with the same friendly, outstanding, local service we have always provided. Combined, we’ll be able to do more of what we already do today, providing members with better rates and excellent member service.
This partnership will allow the credit union to better anticipate and meet the financial needs of members in the future.
Both organizations focus on our members, employees and communities. Because of that, our goals, values and cultures are compatible. We are excited to be able to do even more together!
What does this mean for members? +
At this time, the member experience will remain the same for members of both credit unions. Integration will occur over the next several months.
One benefit of this merger is that Power Credit Union (PCU) and Mountain River Credit Union (MRCU) use the same core platform. MRCU member data will be integrated into the existing PCU core platform at a later date. Online banking, mobile banking and bill pay will be the same experience. We will communicate with MRCU members throughout the process to ensure a smooth transition.
MRCU members will continue to have access to the same locations in Salida, Buena Vista and Alamosa, with the same friendly staff serving them. In addition, they will have access to existing PCU locations in Canon City, Pueblo, Pueblo West and Trinidad.
PCU members will continue to have access to existing locations. In addition, they will have access to locations in Salida, Buena Vista and Alamosa.
What about my account number and online access? +
At this time, account numbers and online access will remain the same. Throughout this process, members will be notified well in advance of any changes and steps to take.
Will my deposits still be insured? +
Yes, accounts will continue to be federally insured at the same level. Funds are insured through the National Credit Union Administration (NCUA) and backed by the full faith and credit of the U.S. Government. We will notify any members who hold memberships at both institutions and have more than $250,000 in total deposits.
What about my debit card, credit card, direct deposit, checks, automated payments or the routing number? +
You can continue to use your current debit and/or credit card. MRCU members will be notified when new cards are issued. PCU cardholders will not experience any changes.
Direct deposits, automated payments and checks will continue to be processed in the same manner. Members will be notified well in advance of any changes and steps to take.
Will there be any location closures? +
All locations will remain open at this time.
What will your hours be? +
At this time, all operating hours will remain the same.
What additional products and services will members benefit from? +
MRCU members will benefit from the following additional products and services.
- ACH Early Posting
- Bankruptcy Rebuilder Loans
- Mobile Home Loans
- Financial Wellness
- Online Chat Feature
- Youth Checking, Savings and CD Accounts
- Bank on Certified Checking (2nd Chance Checking)
- Debit Card Round Up
- Educational Scholarship
- Preapproved 1Click Loans
Can you give me some information about Power Credit Union? +
Power Credit Union (PCU) was formed in 1938. Originally PCU set out to serve those who worked for the Power Department at Colorado Fuel and Iron in Pueblo. Therefore, the original credit union’s name was C.F. & I. Power Credit Union.
PCU now serves Pueblo West, Fremont County, Pueblo County, Chaffee County, Las Animas and El Paso County.
A small group of men had the vision to create the credit union. They had no previous experience in operating a financial institution, but they were interested in bringing to the employees of the C.F. & I. Corporation, and their families, a means of establishing systematic personal savings and enjoying credit at a reasonable rate of interest.
As of September 30, 2025, PCU serves over 12,000 members and has assets of $123 million. PCU employs 38 talented team members.
The overall mission of the credit union has remained consistent with the original intent of the founding members; Financial services for our members at a reasonable rate. Following is Power Credit Union’s mission.
Empowering members by offering competitive financial products and the resources they need to live their lives to the fullest!
Can you give me some information about Mountain River Credit Union? +
Mountain River Credit Union (MRCU) was formed in 1960 in Salida, Colorado. Established as St. Joseph Credit Union, the original purpose was to serve groups including members of St. Joseph’s Parish of Salida, CO, and their family members.
In 2012 the name was changed to Mountain River Credit Union and Alamosa Credit Union was merged into MRCU. The field of membership was expanded to include individuals who live or work in Chaffee County, Lake County, Census Tract 9790 (a portion of Fremont County), Alamosa County and Rio Grande County and immediate family of eligible members.
As of September 30, 2025, MRCU serves over 3,000 members and has assets of $31 million. MRCU employs 9 talented team members.
MRCU’s purpose continues to stand true with the purpose stated in the original bylaws.
“…to promote thrift among its members by affording them an opportunity to accumulate savings, and to create for them a source of credit at fair and reasonable rates of interest.”