Skip to content

Rates Calculator

As an advocate for you, we look beyond a credit score. Finance a better life with people who care.

Key Features

  • Competitive, Low Rates
  • Flexible Terms
  • Hometown Service
  • Competitive, low rates for all kinds of needs, including:
    • Vehicle repairs
    • Emergency home repairs
    • College expenses
    • Debt consolidation
    • And more
  • Both secured and unsecured loan options available
  • Flexible repayment terms that work with your budget
  • Local decisions and service from lenders who care

Not a member? No problem! You can still apply for a loan online by selecting "Apply for a loan as a non-member" within the online application.

We offer both secured and unsecured loan options. Learn more about the different types below, and reach out to us for help determining which loan is best for you.

Pledged Loans (Secured)

  • For borrowers looking to build or repair their credit
  • Use your Savings account or Certificate of deposit to secure our lowest interest rate
  • Funds can be used for practically any purpose
  • Flexible terms to fit your future needs
  • Local decisions and service from lenders who care
  • Plus, your savings still earn dividends at the full rate!

Signature Loans (Unsecured)

  • Borrow funds based on the strength of your credit alone
  • No collateral is required
  • Funds can be used for practically any purpose
  • Flexible terms to fit your future needs
  • Local decisions and service from lenders who care