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Lines of Credit are revolving personal lines with an established credit limit, which allow members to transfer or withdraw fuds at any time. These lines are often used as overdraft protection on checking accounts, but funds can be accessed for any reason.

Key Features

  • Saves You Money

    with low interest rate and open-ended term
  • Saves You Time

    with online access
  • Offers You Convenience

    with hassle-free revolving credit
  • Peace Of Mind Knowing

    funds are there when you need them, at a rate you can afford


Open ended

Credit Limit

Up to $15,000 bases on credit worthiness

Pre-Payment Penalties


Interest rates

Vatiable. Refer to Rate Sheet for details.

Application options

Loan applications can be made online, electronically, or in-person at any of our locations.

Payment options

Payments can be made in person at any PCU location or CO-OP shared branch location, through Auto Debit, by online transfer, telephone, mail, online, payment center, or night drop box.