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Open the door to your future. We’ll be there for you every step of the way — and well after you move in.

Key Features

  • Competitive, Low Rates
  • Flexible Terms
  • Refinancing Available
  • Hometown Service
  • Competitive, low rates for home purchase or refinance
  • Flexible repayment terms to fit your homebuying budget
  • A wide range of financing programs available:
    • FHA/VA loans
    • 30-year loans
    • First-time buyer loans
    • Adjustable-rate mortgage (ARM)
    • 2nd mortgage
    • Reversible mortgage
  • Helpful loan advisors with working knowledge of local real estate
  • Local decisions and service from lenders who care

Not a member? No problem! You can still apply for a loan online by selecting "Apply for a loan as a non-member" within the online application.

Looking to lower your mortgage payment?

If Power Credit Union offers a lower rate than you're currently paying, you could save when you refinance with us.

How much you can save:

  • Figure out how much refinancing at a new rate will save you per month.
  • Determine the closing costs associated with refinancing your current mortgage.
  • Calculate the months of savings it will take for you to cancel out your closing costs. 

As soon as your total monthly savings reaches your closing costs, that's your break-even point. Each additional month is simply savings in your pocket.