Deposit Accounts

Power Shares Account (savings)

Just a $25.00 deposit into your Power Shares Account establishes your membership and ownership of Power Credit Union. Our share savings account offers:

  • Competitive Dividend Rates
  • Dividends Paid Monthly*
  • Penalty Free Withdrawals
  • Direct Deposit
  • E-Teller
  • Choice of Paper or E*Statements
  • 24-Hour Phone Access and ATM Access

       Click Here to apply for membership at Power Credit Union

       * A minimum balance of $25.00 must be maintained to earn APY.

        APY = Annual Percentage Yield.

Power Checking Account

Power Checking = Free Checking!

  • No Minimum Balance Requirements
  • Unlimited Check Writing with No Fees
  • No Monthly Service Charges
  • Free Account Access 24/7
  • Free Visa Debit Card* with ATM Access at over 25,000 surcharge free ATMs
  • Direct Deposit
  • Free Online Bill Pay
  • Overdraft Protection*
  • Choice of Paper or E*Statements

To open your Power Checking Account a $25 deposit is required.
*With Approved Credit

Money Market

Federally insured accounts (with financial institutions) that pay rates established by the financial institution upon money-market yields. It is invested in short-term securities and earns a higher dividend rate than a Share Savings account. Dividends are paid based on the average daily balance in the account. There will be a maximum of six (6) withdrawals allowed in any one calendar month period. A charge of $25 per withdrawal for each over six (6) will be assessed.

  • Minimum to open $1,000
  • Dividends paid on balances over $1,000 and up
  • Dividends compounded daily and paid monthly

Christmas Club Account*

Our Christmas Club Account is specifically designed to help our members save money for holiday expenses.

Dividends are posted to members Christmas Club Account on October 31. Checks are generated and mailed to address on file. This account offers:

  • Minimum to open $5.00
  • Competitive Dividend Rates compounded monthly
  • Direct Deposit
  • Allows you to save all year long
  • No monthly deposit required

* If any withdrawals are made from this account before October 31 of each year this account may be closed.

For more information on any of our savings or checking products and services or if you would like to extend these benefits to your employees, please contact a Power Credit Union Representative.

 

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