Savings and Checking

Power Shares Account (savings)

Just a $25.00 deposit into your Power Shares Account establishes your membership and ownership of Power Credit Union. Our share savings account offers:

  • Competitive Dividend Rates
  • Dividends Paid Quarterly*
  • Penalty Free Withdrawals
  • Direct Deposit
  • E-Teller
  • Choice of Paper or Online Statements
  • 24-Hour Phone Access and ATM Access

To open a Power Shares Account click here

* A minimum balance of $25.00 must be mantained to earn APY. APY = Annual Percentage Yield.

Christmas Club Account*

Our Christmas Club Account is specifically designed to help our members save money for holiday expenses.

Dividends are posted to member accounts on October 31 when balances are transferred to Share Savings Account. This account offers:

  • Competitive Dividend Rates
  • Direct Deposit
  • Allows you to save all year long

* Withdraws may not be made upon this account unless it is closed.

Power Checking Account

Power Checking = Free Checking!

  • No Minimum Balance Requirements
  • Unlimited Check Writing with No Fees
  • No Monthly Service Charges
  • Free Account Access 24/7
  • Free Visa Debit Card* with ATM Access at over 25,000 surcharge free ATMs
  • Direct Deposit
  • Free Online Bill Pay
  • Overdraft Protection*
  • Choice of Paper or Online Statements

To open a Power Checking Account click here. If you need to re-order checks click here.

To open your Power Checking Account a $25 deposit is required.
*With Approved Credit

OOPS! Occasional Overdraft Protection Services

At Power Credit Union we understand that everybody makes mistakes. That is why we introduced OOPS! - Occasional Overdraft Protection Services. OOPS! gives you the power to avoid high charges from merchants for returned checks and avoid embarrassment and inconvenience of denied purchases. OOPS! also allows you to cover last minute expenses, even when you're out of money. With OOPS!, you could have your occasional and inadvertent overdrafts paid up to your assigned OOPS! limit. All you do is pay a $25 fee per transaction, no matter how much of your limit you access! We can't promise to pay every overdraft and some restrictions do apply.

For complete details read our OOPS! disclosure or to sign up contact a Power Representative.

Insurance

We know how important it is to feel safe and that is why PCU offers insurance products that help keep you safe.

  • Credit Life Insurance
  • Disability Insurance
  • GAP Insurance
  • CPI Insurance
  • Mechanical Protection Insurance

And with OOPS! Overdraft Protection, you can feel secure all the time for any unexpected event.

VISA® Debit / Check / ATM Card

Power CU offers one card that combines the convenience of ATM access and credit card purchasing power.

  • Funds are automatically deducted from your checking account
  • FREE Unlimited Transactions at any Power-owned or CO-OP Network ATM including:
    • Balance Inquiries
    • Withdrawals
    • Transfers
    • Deposits
  • Over 25,000 Surcharge-Free ATM locations

For more information on any of our Savings or Checking products and services or if you would like to extend these benefits to your employees, please contact a Power Credit Union Representative.

Visa Credit/Debit Card - to report lost or stolen after hours call 800-543-5073.



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