Loan Rates

 Auto Loans
A+ A B C D E
Credit Bureau Score 730+ 729-680 679-650 649-620 619-590 <589
Secured up to 24 Months 2.99% 3.99% 5.99% 9.49% 13.49% 17.99%
Secured up to 36 Months 2.99% 3.99% 5.99% 9.74% 13.74% 18.24%
Secured up to 48 Months 3.49% 4.49% 6.49% 9.99% 13.99% 18.49%
Secured up to 60 Months 3.49% 4.49% 6.49% 10.24% w/ao 14.24%  
Secured up to 72 Months 3.99% 4.99% 6.99% w/ao 10.49%    
Secured up to 84 Months 7.24% 7.49% 9.24%      

Rates good for vehicles 2007 and newer. With approved credit. Based upon past credit history. All rates are subject to change without notice.
Rates Effective 1/19/2012

Secured Loans
  A+ A B C D E
Credit Bureau Score 730+ 729-680 679-650 649-620 619-590 <589

Secured up to 24 Months

 4.99% 5.24% 6.99% 9.49% 13.49% 17.99%

Secured up to 36 Months

 4.99% 5.49% 7.24% 9.74% 13.74% 18.24%

Secured up to 48 Months

 4.99% 5.74% 7.49% 9.99% 13.99% 18.49%

Secured up to 60 Months

 4.99% 5.99% 7.74% 10.24%

w/ao 14.24%

  

Secured up to 72 Months

 4.99% 6.24% 7.99%

w/ao 10.49%

    

Secured up to 84 Months

7.24%

7.49%

9.24%

 

 

 

Vehicles 99-05 add 1% to the above rates. With approved credit. Based upon past credit history. All rates are subject to change without notice.
Rates Effective 9/29/2010

Unsecured Loans

  A+ A B C D E
Credit Bureau Score 730+ 729-680 679-650 649-620 619-590 <589
Consolidation 9.90% 10.25%        
Signature 10.24% 10.49% 12.24% 13.74% 17.74% 21.99%

Rates Effective 11/13/2009

VISA® Credit Card
  a+ A B C D E
Credit Bureau Score 730+ 729-680 679-650 649-620 619-590 <589
  8.90% 10.40% 11.40% 13.40% 17.40% 21.99%*

*Secured Visa Only

Rates Effective 1/22/2010

Overdraft Line Of Credit

Overdraft 18.00% Up to $1,000
Rate Effective 3/20/2008
 

Home Equity Line Of Credit - HELOC
Prime - 3.25% APR
Floor Rate - 4.9%
  A+ A B C D E
Credit Bureau Score 730+ 729-680 679-650 649-620 619-590 <589
<60% Prime** Prime** Prime** + 1.0% Prime** + 2.0% Prime** + 3.0% Prime** + 6.0%*
60% - 69% Prime** Prime** Prime** + 1.0% Prime** + 3.0% N/A N/A
70% - 80% Prime** Prime** Prime** + 1.0% N/A N/A N/A
*MAXIMUM AMOUNT - Not To exceed 80% Of Apprasial Or Tax Certificate
**Rate is Based On Prime Or Floor Rate Whichever Is Higher
TERM LIMIT - Term Not To Exceed 180 Months

With approved credit. Rates may vary. Based upon past credit history. All rates are subject to change without notice.
Rates Effective  7/01/2009