Loans

Whatever your lending needs, you can be assured of prompt, confidential, friendly service with competitive loan rates. Power Credit Union is an Equal Opportunity Lender and provides several low-cost loans upon qualification. Fill out our online Loan Application to apply .

Vehicle Loans

  • New and Used Auto Loans
  • Competitive Rates
  • Flexible Payment Terms
  • Pre-Approved Loans Available

We also have repossessions for sale. For more information contact our Collections Manager.

Click Here to View Our Current Rates

RVs, Mobile Homes, Boats, Motorcycles and Recreational Vehicles

  • New and Used Recreational Vehicle Loans
  • Competitive Rates
  • Flexible Payment Terms
  • Pre-Approved Loans Available

Secured Loan

This is a personal loan that uses collateral to secure the loan. If repayment of the loan is not made, your collateral can be at risk. This loan can be used for debt consolidation, home repairs & improvements or any unexpected expenses.

  • Competitive Rates
  • Low, Fixed Rates and Payments

Signature Loan

A Signature Loan is an unsecured personal loan that allows you to borrow based on the strength of your credit alone. No collateral is required. This loan can be used for debt consolidation, home repairs & improvements or any unexpected expenses.

  • Competitive Rates
  • Low, Fixed Rates and Payments

VISA® Credit Cards

With a Power CU Visa, you can enjoy the worldwide acceptance of Visa, plus all of these great features:

  • Fixed Rate as low as 8.9% APR*
  • No Annual Fees
  • No Unfair Rates Hikes
  • No Balance Transfer Fees
  • Accepted World Wide
  • 25 Day Grace Period
  • Fraud Protection
  • No Cash Advance Fee
  • Cash Advance Rate Same As Purchase Rate

To apply online Today, simply click here to fill out our easy online credit application.

Non Credit Union Members may also apply by clicking on the "Apply for a loan as a non-member" link located on the online application.

Visa Credit/Debit Card - to report lost or stolen after hours call 800-543-5073.

*APR= Annual Percentage Rate. APR is based Upon credit worthiness. Display APR is "as low as".

Home Loans

You found the right home. Let us find you the right loan. Ask our Mortgage / Consumer Loan Officer about:

  • First Mortgage       
  • Second Mortgage
  • Refinancing
  • 40-Year Loans
  • FHA/VA Loans
  • First Time Buyer Loans
  • ARMs
  • HELOC (Home Equity Line of Credit)
  • 1% Origination Fee (If applicable)

Power Credit Union offers a wide variety of home loans. Please ask a personal service representative which loan will work best for your needs.

Insurance

We know how important it is to feel safe and that is why PCU offers insurance products that help keep you safe.

  • Credit Life Insurance
  • Disability Insurance
  • GAP Insurance
  • CPI Insurance
  • Extended Warranty

 


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