Personal Line of Credit
Find more efficient financing to reach your short-term personal goals. A personal line of credit works like a personal loan — but instead of estimating a lump sum loan amount up front, you borrow with purchase-by-purchase precision.
So you only pay interest on what you actually spend. Start your personal line of credit at a competitively low rate, no collateral down.
- Competitively low interest rates
- Only pay interest on what you actually spend, not a larger sum
- Re-access funds as needed, no re-application necessary
- Satisfy short-term needs as they arise
- Local loan decisions
- Flexible terms to fit your future needs
- Sincere, hometown personal service
If you are not currently a Power Credit Union member, you can still apply for a personal line of credit online by selecting "Apply for a loan as a non-member" from within the online application.