Auto Loans

Put your next vehicle purchase in gear and accelerate off the lot. A Power Credit Union auto loan can finance your next ride, new or used. Even get pre-approved for more bargaining power. So you don't have to settle.

Combine competitively low interest rates, flexible repayment terms, and local service to get on the road in less time.

  • Competitively low interest loans
  • Get pre-approved for more bargaining power
  • Purchase new or used vehicles
  • Accelerated approval process
  • Local loan decisions
  • Flexible repayment terms
  • Sincere, hometown personal service
  • Guaranteed Asset Protection (GAP) available
  • Extended warranties available

If you are not currently a Power Credit Union member, you can still apply for an auto loan online by selecting "Apply for a loan as a non-member" from within the online application.

Low Credit Score Auto Loans

Has your vehicle and bad credit left you stranded? We can help you get back on the road!

Life is calling and it doesn't care about credit scores.

We have an auto loan product available to help our members. Apply today!

Must be secured by vehicle, borrower must be member for at least a year. Generally for credit scores 649 and

lower. Minimum 182 days and a maximum of 72 months. Minimum amount $1,000 and maximum $35,000.

Vehicle title must be obtained and a security agreement must be perfected, establishing Power CU as first

lienholder. In house auto loans only. Cars require an inspection. Call for more information and rates.

Extended Warranties

Purchase peace of mind for pennies a day — and save big bucks in the event of mechanical failure at any point in the life of your coverage. Explore our Mechanical Breakdown Protection plans to see what makes sense for you.


Don't let a total loss on your vehicle leave your finances in disrepair. Guaranteed Asset Protection covers the difference between your insurance settlement and the amount left on your auto loan payment or lease, in the event your vehicle is totaled or stolen.

Learn more about Guaranteed Asset Protection!

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